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Thread: How To Get Your Money's Worth From Your Gov't

  1. #1
    Veteran Member Madeline's Avatar
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    How To Get Your Money's Worth From Your Gov't



    Most elders want to stay in their homes until they die. I certainly do! AND they want comfort, pretty decor, safety, convenience, etc.

    I certainly do!

    And I am CHEAP. I want FREE stuff, as often as I can get it. This thread is meant to help you identify sources of GOVERNMENT funding you might NOT be aware of, or know how to access, for everything from home health care to installing solar power to run your home to assistance in developing your small business.

    All reasonable people expect and ask for their fair share of the blessings of government. We all know, this is not always an expectation that is met, and one reason why is, most Americans have NO idea how byzantine the red tape can be for some government programs, OR how bountifully some of these programs are funded.

    So it's really "how to get your money's worth from paying taxes!" This is NOT charity -- you PAY taxes every time you buy a pack of gum, and YOU are the person these programs are meant to benefit. Most of these programs end their fiscal years with a surplus, because they cannot find enough qualifying taxpayers to distribute funds to, etc.

    You can check your qualifications for federal programs at BENEFITS.GOV. I recommend that your check once a year; takes less than 15 minutes. New programs come online all the time. This is a fabulous gateway, but of course, there is still a need to research. Home improvement, business development, etc. are areas of your life that this gateway might not contemplate.

    You can check your eligibility for State of Ohio programs at OHIO.GOV. However, this is even more incomplete than the federal gateway. There's no information about many programs other than the ones run by the OH Department of Jobs & Family Services.

    Note: I have not surveyed the gateways of other states. This link will send you to the state, local or tribal government you are interested in:

    https://www.50states.com/

    Cuyahoga County has no gateway, as far as I can find. Finding a county-affiliated program like EDEN, or Emerald Development and Economic Network Inc. is hit-or-miss, which is frustrating, but nonetheless, these programs often have VERY rich benefits for home remodeling, etc., so it is worth it to Google.

    I also have not found a gateway for the City of Cleveland. Frustrating! All that fabulous Urban Forestry dough, etc, and I have to struggle to figure out how to apply.

    Le' sigh.

    LOL!

    Note: EVERYONE pays taxes. Homeless people. Babies. Undocumented people. Prisoners and ex-cons. People who collect garden gnomes. Dog lovers. Home bakers. People who cheat at games!

    IF YOU ARE IN HUMAN FORM, you will likely find programs you were not aware of that you can/should apply for, to maximize YOUR SHARE of the blessings of government. The government that YOU pay for.

    ESPECIALLY if you own a business, are self-employed or elsewise not living off the proceeds of a trust set up by your billionaire grandpa.


    Ain't this some GREAT news? I myself check every year, but haven't always been ready to start any big home remodeling projects. Funding is not the ONLY consideration; living in a construction zone also has its stresses. But I am planning to move forward this year. Which project I start on first will probably be at least partially decided by which grant, etc. comes in first.

    Happy Sunday, lovely PHers. I thought we could all use some GOOD NEWS about our government, after the week we just had!



    Your thoughts?
    Last edited by Madeline; 4th March 2018 at 09:41 AM.

  2. #2
    Veteran Member Madeline's Avatar
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    Every year, I also check to see if I can bring down my cost of utilities. So far this year, I have already saved $1,760, and I am not done yet. Modern life is complex, and ever-changing. These endeavors -- to find savings and to find funding sources -- are VERY big time sucks. I doubt I could do this if I wasn't retired, and had not been a lawyer for the government before retirement.

    To that end, if you know of a specific planning technique that yields a net gain, please share.

    Here's an example of what I mean:

    Some people (but not all) can stop paying their internet service providers altogether, and use the WiFi available from a cell phone service provider in their area as "mobile hotspots".

    See details here:

    https://clark.com/technology/phones-...-service-cell/

    Last edited by Madeline; 4th March 2018 at 09:52 AM.

  3. #3
    Veteran Member Madeline's Avatar
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    Worrying about money can steal your peace of mind, especially if you are challenged by a change in your life like a new physical disability. It's not necessary!

    After all, worst case scenario, you can always do porn. Millions of people on this planet will pay to watch you do odd things whilst naked, on the internet, no matter what you look like.

    Cheer up! Don't allow money worries to steal your peace of mind.


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