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Thread: Obamacare Replacement - Patient Freedom Act of 2017

  1. #11
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    Considering the apparently heavier reliance on HDHPs and HSAs, I'd like to point out the current contribution limits are a joke, as are what minimum deductibles qualify for HDHP rules. $2,600 for a family is not a "high" deductible.

    In my state a young and healthy family of three, let's say two 30-year olds and a 3-year old, on the private market this year, with no subsidies, getting a silver plan with a $3,000 PER PERSON deductible would cost $2,055 A MONTH in premiums. That's $24,660 per year, out the door, just in premiums, before spending a dime toward the deductible. Don't believe me?

    So if an unsubsidized family of three in my state would have to pay almost $25,000 a year just in premiums, what in the hell is going on with these pathetic little HDHP/HSA minimums and maximums?


  2. #12
    Member birdzeyez's Avatar
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    I already have a fair amount of patient freedom. Will I still have it?
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  3. #13
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    Quote Originally Posted by birdzeyez View Post
    I already have a fair amount of patient freedom. Will I still have it?
    Wow what a thought-provoking question.

  4. #14
    Veteran Member HenryPorter's Avatar
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    Quote Originally Posted by Neomalthusian View Post
    As I said earlier today in another thread:
    I said that back in 2010 or whenever the first Republican vote to repeal it occurred.

  5. #15
    Veteran Member HenryPorter's Avatar
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    Quote Originally Posted by birdzeyez View Post
    I already have a fair amount of patient freedom. Will I still have it?
    No, well, you will be able to choose your ER until republicans close that loophole.

  6. #16
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    Quote Originally Posted by HenryPorter View Post
    I said that back in 2010 or whenever the first Republican vote to repeal it occurred.
    Quote Originally Posted by HenryPorter View Post
    No, well, you will be able to choose your ER until republicans close that loophole.
    These two posts make no sense relative to one another.

  7. #17
    Veteran Member MaryAnne's Avatar
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    Quote Originally Posted by Neomalthusian View Post
    https://www.nytimes.com/2017/01/23/u...ins-trump.html

    Under the proposal, states could stay with the Affordable Care Act, or they could receive a similar amount of federal money, which consumers could use to pay for medical care and health insurance. “We are moving the locus of repeal to state government,” Mr. Cassidy said. “States should have the right to choose.”

    Die quick! In Southern, Republican states.
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  8. #18
    Junior Member Claudius the God's Avatar
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    This plan is so superficial that it says nothing. This is not a plan, it is a political statement. First of all, what are the goals of this plan? The ACA had specific goals and they were national goals not state and local goals. Secondly, why would any insurance company remain in states with the ACA unless they also benefited from subsidies from the Federal Government as we have today? States would then have to make up those differences individually straining state budgets dramatically. This would force them to abandon the ACA entirely leaving them to live in some nether world similar to that which we endured prior to the ACA. I am sorry but anything short of improving the ACA or single payer is not going to cover all of us nor give us protections from rapacious insurers and corrupt ideology driven state insurance commissioners. This is not a plan, it is a retreat and a sham.

    One state already has announced its plans for replacing the ACA with something else.

    https://twitter.com/reploeffler/status/822239345860112388/photo/1?ref_src=twsrc^tfw

    There you go folks. Back to the same old same old courtesy of "states rights".
    Last edited by Claudius the God; 25th January 2017 at 01:52 PM.
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  9. #19
    Veteran Member EnigmaO01's Avatar
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    Quote Originally Posted by Neomalthusian View Post
    https://www.nytimes.com/2017/01/23/u...ins-trump.html

    Under the proposal, states could stay with the Affordable Care Act, or they could receive a similar amount of federal money, which consumers could use to pay for medical care and health insurance. “We are moving the locus of repeal to state government,” Mr. Cassidy said. “States should have the right to choose.”

    As one that has dealt with the feds as a the president of a nonprofit this sounds good but it very very bad. It's the ol' let's throw it in the laps of the state approach and wipe our hands of it.

    Don't be fooled!

  10. #20
    Veteran Member EnigmaO01's Avatar
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    Quote Originally Posted by libertariat720 View Post
    A good start I suppose.

    You have no idea.
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