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Thread: On heath care, we'll have what Congress is having

  1. #1
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    On heath care, we'll have what Congress is having

    Yes, why not?

    In the fall of 1994, the Clinton Administration’s much debated comprehensive, and complicated, health-insurance bill—known derisively as Hillarycare—died quietly on Capitol Hill. It was a moment that, the Princeton sociologist Paul Starr later argued, would “go down as one of the great lost political opportunities in American history.” But, before the end, talk of another approach kept bubbling up: to allow those Americans who couldn’t get insurance elsewhere to buy a policy that was just as good, and inexpensive, as what members of Congress got. When Senator Edward M. Kennedy, of Massachusetts, said that Americans should get “exactly what we have,” he meant the Federal Employees Health Benefits Program.

    The F.E.H.B.P., as it’s known, was started in 1959, a few years before Medicare, and was meant to cover some nine million government employees—civil-service workers, the courts, the Post Office, members of Congress, and more. It wasn’t a single plan but, rather, as a Times story put it, “a supermarket offering 300 private health plans.” (Even the right-learning Heritage Foundation called it “a showcase of consumer choice and free-market competition.”) One may get a sense of its scope and inclusiveness—its supermarket-ness—in the way that the Office of Personnel Management, which administers the program, explains it to federal employees. Much of the program—for instance, the idea that no one can be refused, or charged more, for a preëxisting condition, or that dependents under twenty-six are covered—will sound familiar to anyone conversant with the most attractive parts of the Affordable Care Act.

    In the summer of 1994, when the Clinton Administration struggled to win approval for its proposal, there were some signs of actual good will in Congress, along with the predictable determination to dynamite the whole idea. Senator Daniel Patrick Moynihan, a New York Democrat, wanted any insurer who sold policies to federal workers to offer the same thing to “civilians,” at a reasonable price. Bob Dole, a Kansas Republican and the Minority Leader, favored a scheme in which self-employed individuals and small businesses (employers of up to fifty workers) could buy the federal policy “at the same premium price.”
    On Health Care, We?ll Have What Congress Is Having - The New Yorker

  2. #2
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    Jimny Crickets, why can so few in America understand how employer provided health care benefits work? The Federal Government is self insured, as are most employers with more than a couple hundred employees that offer health care benefits. The government doesn't buy private health care policies for government employees, it actually pays for employee health care and splits the cost with the employee 75%/25%, as do most employers, that is why it looks cheap compared to buying a private policy, the employer is paying 75% of the cost. Health care companies are hired to administer the different options is why it looks like private plans.


    https://en.wikipedia.org/wiki/Federa...nefits_Program

    The Federal Employees Health Benefits (FEHB) Program is a system of "managed competition" through which employee health benefits are provided to civilian government employees and annuitants of the United States government. The government contributes 72% of the weighted average premium of all plans, not to exceed 75% of the premium for any one plan (calculated separately for individual and family coverage).[1]

  3. #3
    Southern Strategy Liberal OldGaffer's Avatar
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    Quote Originally Posted by Libertine View Post
    Jimny Crickets, why can so few in America understand how employer provided health care benefits work? The Federal Government is self insured, as are most employers with more than a couple hundred employees that offer health care benefits. The government doesn't buy private health care policies for government employees, it actually pays for employee health care and splits the cost with the employee 75%/25%, as do most employers, that is why it looks cheap compared to buying a private policy, the employer is paying 75% of the cost. Health care companies are hired to administer the different options is why it looks like private plans.


    https://en.wikipedia.org/wiki/Federa...nefits_Program
    Besides, they are our "betters" and deserve complete healthcare at a low cost.
    Thanks from TennesseeRain and EnigmaO01

  4. #4
    Moderator HCProf's Avatar
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    Since the tax payers fund their insurance, however it may be, we should suggest they look to the exchanges. If they do not qualify for subsidies, then they will pay 1000.00 a month premiums like the middle class does.
    Thanks from EnigmaO01, TennesseeRain and bajisima

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    Quote Originally Posted by HCProf View Post
    Since the tax payers fund their insurance, however it may be, we should suggest they look to the exchanges. If they do not qualify for subsidies, then they will pay 1000.00 a month premiums like the middle class does.
    There was such a bill put up.

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    We have to stop TrumpCare; it will hurt Trump voters the most.
    I mean, SOMEONE has to look out for those fearful and gullible folks.

    Thanks from OldGaffer

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    Quote Originally Posted by Libertine View Post
    Jimny Crickets, why can so few in America understand how employer provided health care benefits work? The Federal Government is self insured, as are most employers with more than a couple hundred employees that offer health care benefits. The government doesn't buy private health care policies for government employees, it actually pays for employee health care and splits the cost with the employee 75%/25%, as do most employers, that is why it looks cheap compared to buying a private policy, the employer is paying 75% of the cost. Health care companies are hired to administer the different options is why it looks like private plans.


    https://en.wikipedia.org/wiki/Federa...nefits_Program
    Self insured? How do you figure that?

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    Southern Strategy Liberal OldGaffer's Avatar
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    Quote Originally Posted by OHjulie View Post
    We have to stop TrumpCare; it will hurt Trump voters the most.
    I mean, SOMEONE has to look out for those fearful and gullible folks.

    A telling chart, Alaskans fucked themselves worse than any state in the Union ...
    Thanks from OHjulie

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