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Thread: Foot Insurance - A kick in the teeth

  1. #21
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    Quote Originally Posted by Djinn View Post
    Are my medical checkups "elective?" Most dental vists entail routine cleaning, and the occasional cavity. I'd hardly consider such things "elective" given the potential ramifications of NOT having the procedures done.
    Mr. Djinn,

    No, medical checkups are not elective.

  2. #22
    Council Member Djinn's Avatar
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    Quote Originally Posted by Kallie Knoetze View Post
    Mr. Djinn,

    No, medical checkups are not elective.
    So medical checkups are not elective, but dental checkups ARE elective. Is that what you're saying? If so, what's the logic?

  3. #23
    Veteran Member bajisima's Avatar
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    Quote Originally Posted by Djinn View Post
    So under the new Republican health plan being discussed in the Senate, feet, and foot-related conditions are excluded. This doesn't mean there's no coverage, but it means you'll need separate insurance coverage for feet, as related treatments and procedures will not be covered under general insurance plans. This is, of course, a complete lie that I just made up, but it's a good lead-in to my point.

    Dental insurance. Why aren't teeth covered under health insurance plans? Why can one purchase health insurance plans that cover every part of your anatomy, except your teeth? I did some research on the subject, and if my findings are correct, it's because dental care was once a service typically provided by barbers. As such, it didn't qualify as medical, and so when medical insurance became a thing (1850s), it didn't include dental care.

    Is there ANY reason today why dental insurance should remain separate from medical insurance?
    Vision care is also separate.

  4. #24
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    Quote Originally Posted by Djinn View Post
    So medical checkups are not elective, but dental checkups ARE elective. Is that what you're saying? If so, what's the logic?
    Mr. Djinn,

    That is exactly what I am saying. I thought that was clear.

    Medical checkups are to preventative to check your overall health. Dental checkups and cleanings are to keep your teeth bright.

  5. #25
    Council Member Djinn's Avatar
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    Quote Originally Posted by Kallie Knoetze View Post
    Mr. Djinn,

    That is exactly what I am saying. I thought that was clear.

    Medical checkups are to preventative to check your overall health. Dental checkups and cleanings are to keep your teeth bright.
    Are you seriously suggesting there's no correlation between oral hygiene and health? That the only reason that people visit a dentist is to "keep your teeth bright?"

    Seriously dude ... Read.

    ... As the distance between rich and poor grows in the United States, few consequences are so overlooked as the humiliating divide in dental care. High-end cosmetic dentistry is soaring, and better-off Americans spend over $1 billion each year just to make their teeth a few shades whiter.

    Millions of others rely on charity clinics and hospital ERs to treat painful and neglected teeth. Unable to afford expensive root canals and crowns, many simply have them pulled. Nearly 1 in 5 Americans older than 65 do not have a single real tooth left.

    Over two days at the civic center, volunteer dentists would pull 795 teeth. A remarkable number of patients held steady jobs — a forklift operator, a librarian, a postal worker — but said they had no dental insurance and not enough cash to pay for a dentist.
    Thanks from RNG

  6. #26
    Moderator libertariat720's Avatar
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    Quote Originally Posted by Djinn View Post
    Are my medical checkups "elective?" Most dental vists entail routine cleaning, and the occasional cavity. I'd hardly consider such things "elective" given the potential ramifications of NOT having the procedures done.
    Routine cleanings would probably be considered elective. Fixing cavities, root canals, etc.. should not be elective.

  7. #27
    Council Member Djinn's Avatar
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    Quote Originally Posted by bajisima View Post
    Vision care is also separate.
    And I maintain that it shouldn't be. Yes, vision care is about eyeglasses, and shifting prescriptions. It's also about testing for the early stages of ocular diseases - and even some neurological diseases.

  8. #28
    Council Member Djinn's Avatar
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    Quote Originally Posted by libertariat720 View Post
    Routine cleanings would probably be considered elective. Fixing cavities, root canals, etc.. should not be elective.
    Those who undergo routine cleanings twice annually are statistically less likely to require cavity treatment, root canal work, etc. An ounce of prevention vs. a pound of cure.

  9. #29
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    Quote Originally Posted by Djinn View Post
    Those who undergo routine cleanings twice annually are statistically less likely to require cavity treatment, root canal work, etc. An ounce of prevention vs. a pound of cure.
    Mr. Djinn,

    Then they should if that's how they want to spend their money.

  10. #30
    Council Member Djinn's Avatar
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    Quote Originally Posted by Kallie Knoetze View Post
    ... Then they should if that's how they want to spend their money.
    Then why not make medical checkups elective as well? Why not declare the medical checkups "optional" and have insurance only cover the treatment of specific conditions, as libertariat720 suggested?

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