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Thread: Foot Insurance - A kick in the teeth

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    Council Member Djinn's Avatar
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    Foot Insurance - A kick in the teeth

    So under the new Republican health plan being discussed in the Senate, feet, and foot-related conditions are excluded. This doesn't mean there's no coverage, but it means you'll need separate insurance coverage for feet, as related treatments and procedures will not be covered under general insurance plans. This is, of course, a complete lie that I just made up, but it's a good lead-in to my point.

    Dental insurance. Why aren't teeth covered under health insurance plans? Why can one purchase health insurance plans that cover every part of your anatomy, except your teeth? I did some research on the subject, and if my findings are correct, it's because dental care was once a service typically provided by barbers. As such, it didn't qualify as medical, and so when medical insurance became a thing (1850s), it didn't include dental care.

    Is there ANY reason today why dental insurance should remain separate from medical insurance?
    Thanks from Southern Dad and StanStill

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    Quote Originally Posted by Djinn View Post
    So under the new Republican health plan being discussed in the Senate, feet, and foot-related conditions are excluded. This doesn't mean there's no coverage, but it means you'll need separate insurance coverage for feet, as related treatments and procedures will not be covered under general insurance plans. This is, of course, a complete lie that I just made up, but it's a good lead-in to my point.

    Dental insurance. Why aren't teeth covered under health insurance plans? Why can one purchase health insurance plans that cover every part of your anatomy, except your teeth? I did some research on the subject, and if my findings are correct, it's because dental care was once a service typically provided by barbers. As such, it didn't qualify as medical, and so when medical insurance became a thing (1850s), it didn't include dental care.

    Is there ANY reason today why dental insurance should remain separate from medical insurance?
    Mr. Djinn,

    Because dentists are not the same thing as medical doctors.

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    Why should an amputee have to pay for health insurance that includes foot care?

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    Moderator HCProf's Avatar
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    IMO, dental insurance has always been substandard with a lot of out of pocket. I have always wondered why Medicare does not have benefits for dental work. This is the age where you need a dentist the most. Only certain conditions are reimbursed by Medicare, such as oral surgery. The rest is out of pocket. Optical insurance is about the same...not a lot of coverage, but a lot out of pocket.
    Thanks from bajisima

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    Veteran Member cpicturetaker12's Avatar
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    Quote Originally Posted by Djinn View Post
    So under the new Republican health plan being discussed in the Senate, feet, and foot-related conditions are excluded. This doesn't mean there's no coverage, but it means you'll need separate insurance coverage for feet, as related treatments and procedures will not be covered under general insurance plans. This is, of course, a complete lie that I just made up, but it's a good lead-in to my point.

    Dental insurance. Why aren't teeth covered under health insurance plans? Why can one purchase health insurance plans that cover every part of your anatomy, except your teeth? I did some research on the subject, and if my findings are correct, it's because dental care was once a service typically provided by barbers. As such, it didn't qualify as medical, and so when medical insurance became a thing (1850s), it didn't include dental care.

    Is there ANY reason today why dental insurance should remain separate from medical insurance?
    I'm betting the AMA some time back played a part. Dentistry was a 'lesser profession'. Anyone wanna make a bet on 2 professional groups in a pissing contest? (I'm serious).

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    Galactic Ruler Spookycolt's Avatar
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    Quote Originally Posted by Djinn View Post
    So under the new Republican health plan being discussed in the Senate, feet, and foot-related conditions are excluded. This doesn't mean there's no coverage, but it means you'll need separate insurance coverage for feet, as related treatments and procedures will not be covered under general insurance plans. This is, of course, a complete lie that I just made up, but it's a good lead-in to my point.

    Dental insurance. Why aren't teeth covered under health insurance plans? Why can one purchase health insurance plans that cover every part of your anatomy, except your teeth? I did some research on the subject, and if my findings are correct, it's because dental care was once a service typically provided by barbers. As such, it didn't qualify as medical, and so when medical insurance became a thing (1850s), it didn't include dental care.

    Is there ANY reason today why dental insurance should remain separate from medical insurance?
    This is an odd thing.

    I have great coverage through the Mayo clinic, 100% of everything is covered except for foot conditions for some reason.

    I never understood that.

    And your second part is also on point, why does dental insurance always suck?

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    Veteran Member cpicturetaker12's Avatar
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    Quote Originally Posted by Djinn View Post
    So under the new Republican health plan being discussed in the Senate, feet, and foot-related conditions are excluded. This doesn't mean there's no coverage, but it means you'll need separate insurance coverage for feet, as related treatments and procedures will not be covered under general insurance plans. This is, of course, a complete lie that I just made up, but it's a good lead-in to my point.

    Dental insurance. Why aren't teeth covered under health insurance plans? Why can one purchase health insurance plans that cover every part of your anatomy, except your teeth? I did some research on the subject, and if my findings are correct, it's because dental care was once a service typically provided by barbers. As such, it didn't qualify as medical, and so when medical insurance became a thing (1850s), it didn't include dental care.

    Is there ANY reason today why dental insurance should remain separate from medical insurance?
    Wonder if the Podiatric Associations exerted pressure.

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    Galactic Ruler Spookycolt's Avatar
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    Quote Originally Posted by cpicturetaker12 View Post
    Wonder if the Podiatric Associations exerted pressure.
    Is that even a thing?

    I thought the AMA was the GoTo pressure pusher for the medical field.

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    RNG
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    Quote Originally Posted by Djinn View Post
    So under the new Republican health plan being discussed in the Senate, feet, and foot-related conditions are excluded. This doesn't mean there's no coverage, but it means you'll need separate insurance coverage for feet, as related treatments and procedures will not be covered under general insurance plans. This is, of course, a complete lie that I just made up, but it's a good lead-in to my point.

    Dental insurance. Why aren't teeth covered under health insurance plans? Why can one purchase health insurance plans that cover every part of your anatomy, except your teeth? I did some research on the subject, and if my findings are correct, it's because dental care was once a service typically provided by barbers. As such, it didn't qualify as medical, and so when medical insurance became a thing (1850s), it didn't include dental care.

    Is there ANY reason today why dental insurance should remain separate from medical insurance?
    Most Canadian group health insurance plans have dental as an option. For group you can, with a very few exceptions read "work" insurance plans.

    Such insurance is available for individuals but the premiums are so high that very few individuals consider it worth the cost.

    One problem is that it is much, much harder to draw the line between cosmetic and "needed" dental procedures. I think that's why some insurers won't touch it and all others TTBOMK have it as a separate rider with very complex and detailed rules about covered and not covered services.

    All dental services must be pre-approved before it will be paid.
    Last edited by RNG; 20th June 2017 at 09:21 AM.
    Thanks from Kallie Knoetze

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    Veteran Member Southern Dad's Avatar
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    Quote Originally Posted by Kallie Knoetze View Post
    Mr. Djinn,

    Because dentists are not the same thing as medical doctors.
    Many dentists have DMD degrees.

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