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Thread: Blue Cross pulls back on Georgia coverage

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    Veteran Member Southern Dad's Avatar
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    Blue Cross pulls back on Georgia coverage

    How much longer does the PPACA have?

    Blue Cross pulls back on Georgia coverage

    Citing federal uncertainty, Blue Cross Blue Shield will not offer individual health insurance coverage in metro Atlanta in 2018, the company said Monday. And it came perilously close to withdrawing entirely from Georgia’s individual market, documents show, but decided to stay in the state after intense negotiations.
    In 96 of the state’s 159 counties, Blue Cross is currently the only company keeping the Obamacare health insurance exchange market alive. It currently covers the entire state but is about to pull back, leaving the Georgia exchange with a patchwork of companies that blankets the state.

    That doesn’t help Marc Morton, a Cobb County resident whose wife and daughter have pre-existing conditions and get their insurance from Blue Cross on the exchange. “My wife was in panic,” he said. “I looked at it and I thought, well this is just something that has to be overcome somehow.”

    Blue Cross was clear about its reasons.

    Blue Cross move leaves Georgia without statewide insurer
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    Veteran Member bajisima's Avatar
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    Quote Originally Posted by Southern Dad View Post
    How much longer does the PPACA have?
    Getting real bad in some areas. But its nothing new. Its been going on since the beginning. We couldn't get an insurer to save our lives up here to insure a small state. If you are too small, you aren't worth it.

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    Veteran Member Southern Dad's Avatar
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    But 96 out of 159 counties only have one provider, and that provider is considering pulling out. That's pretty bad.

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    Southern Strategy Liberal OldGaffer's Avatar
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    Trumpcare would have fixed all those problems, insurance companies would be lining up to insure the rural counties of the country for half the price ....UhHuh.
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    Southern Strategy Liberal OldGaffer's Avatar
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    If only Georgia would allow the Republican idea of buying insurance across state lines, that would fix everything....oh, wait..

    Georgia tried selling insurance across state lines for years, but had no takers - Dec. 13, 2016

    GOP health proposal was tried in Georgia for years, but there were no takers
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    Veteran Member bajisima's Avatar
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    Quote Originally Posted by Southern Dad View Post
    But 96 out of 159 counties only have one provider, and that provider is considering pulling out. That's pretty bad.
    It was predicted to happen over a year ago. Nobody cared until now.

    "The four biggest U.S. health insurers admit they’re each losing hundreds of millions of dollars on their Obamacare plans. Rather than expand coverage, many are pulling out of the exchanges that were set up by the ACA so people can shop for insurance plans, often with the help of government subsidies."

    https://www.bloomberg.com/news/artic...f-losing-money

    Nifty chart.

    Number of Issuers Participating in the Individual Health Insurance Marketplaces | The Henry J. Kaiser Family Foundation

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    Veteran Member Southern Dad's Avatar
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    Quote Originally Posted by OldGaffer View Post
    If only Georgia would allow the Republican idea of buying insurance across state lines, that would fix everything....oh, wait..

    Georgia tried selling insurance across state lines for years, but had no takers - Dec. 13, 2016
    That is a neat little story to put up, of course, if you read the date on it you understand why it did not work. Georgia passed the change in 2011, the PPACA was passed in 2010 taking effect over the years following.

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    Thought Provocateur NightSwimmer's Avatar
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    Quote Originally Posted by Southern Dad View Post
    How much longer does the PPACA have?
    The Trump administration is doing their best to kill it through executive orders, since they couldn't get it done legislatively. That will create turmoil, but it will eventually lead to UHC.

    Private sector insurance was always the problem with healthcare provision in the US. PPACA put patches on the problem, but they are now being torn off. Soon enough, we will join the rest of the civilized world in recognizing access to medical care as a basic human right.
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    Veteran Member DebateDrone's Avatar
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    ...The Rest of The Story

    Quote Originally Posted by Southern Dad View Post
    But 96 out of 159 counties only have one provider, and that provider is considering pulling out. That's pretty bad.
    “Unfortunately, continued regulatory uncertainty at the Federal level and the current state of instability in the individual market have necessitated that we consider discontinuance of certain of our current offerings,”
    http://www.myajc.com/news/state--reg...cfp4pEXyjSr0N/



    Trump threatens to EO end payments to ACA insurers.



    President Trump’s threats to stop funding the cost-reduction payments that help low- and moderate-income people afford Obamacare health insurance has created great uncertainty for insurers, and is likely the reason CareSource just withdrew its initial rate filing in Kentucky.

    CareSource, which planned to offer individual plans in 61 Kentucky counties, originally requested a 20.8 percent rate hike, but withdrew this initial filing request Aug. 3. It has until Aug. 16 to file another one.
    Trump threat to stop subsidies has insurers jumpy; CareSource to refile rate plan in 61 counties | NKyTribune
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    Those payments were found to be illegal in the court system.

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