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Thread: Health insurers in Florida request premium hikes as high as 71%

  1. #51
    Veteran Member Dr Sampson Simpson's Avatar
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    The raise in hike is due to uncertainty thanks to the incompetent Trump and Republicans. From the insurance companies mouth

    It is shaping up to be another year of double-digit premium increases for Obamacare health insurance plans, but this time insurers are clearly spelling out who's to blame for their sky-high 2018 rate requests.

    "In most of the country, the market would be stable if not for significant uncertainty about what the (President Donald) Trump administration will do," said Larry Levitt, senior vice president of the Kaiser Family Foundation.
    https://www.cnbc.com/2017/08/10/the-...ate-hikes.html

    And other sources, same thing
    https://www.nytimes.com/2017/08/10/u...certainty.html
    Trump administration's actions raise health insurance premiums, study says | PBS NewsHour
    Uncertain Future For Obamacare Leaves Insurance Companies In Limbo : Shots - Health News : NPR

    You right wingers don't think, do you, you just see a title and just spew it on the board. It's truly pathetic, you do nothing for your cause but show how horrible right wing positions are

  2. #52
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    Quote Originally Posted by Madeline View Post
    You are suggesting 100 private, for-profit health insurance companies would be able to turn a profit in a market where 5 large companies cannot. But too many costs, such as data processing, are fixed. Multiplying them will not reduce premium rates, and will almost certainly raise them.

    Private, for-profit health insurance companies are simply the wrong model. The system is irretrievably broken, and ONLY universal health care can work.
    You are assuming that the costs our non-competing insurance companies deal with cannot be mitigated, or even completely done away with. The truth is the marketplace is so corrupt that we'll never know what among their costs are totally unnecessary, because they have absolutely no incentive to cut costs or increase efficiency at any point. In fact, their incentives are entirely in the other direction. So yes, if you take a snapshot of the business as it stands, as it has settled out in a completely backwards marketplace, and assume competitors attempting to deliver those services would assume all of those same costs, it doesn't work. But my whole point is that smaller companies incentivized to do so would find ways to slash those costs, to improve the processes, to completely change the relationship between insurance company and doctors and hospitals and drug companies, ALL of it would be under pressure to change.

    I'm all about UHC myself, because I think it's the best answer, and the only one that accommodates our notion that you can't throw somebody out onto the street who is injured just because they cannot pay. But I recoil a bit anytime anybody tells me there is only one answer, especially to a problem as complex as how to provide healthcare.

  3. #53
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    Quote Originally Posted by Dr Sampson Simpson View Post
    The raise in hike is due to uncertainty thanks to the incompetent Trump and Republicans. From the insurance companies mouth



    https://www.cnbc.com/2017/08/10/the-...ate-hikes.html

    And other sources, same thing
    https://www.nytimes.com/2017/08/10/u...certainty.html
    Trump administration's actions raise health insurance premiums, study says | PBS NewsHour
    Uncertain Future For Obamacare Leaves Insurance Companies In Limbo : Shots - Health News : NPR

    You right wingers don't think, do you, you just see a title and just spew it on the board. It's truly pathetic, you do nothing for your cause but show how horrible right wing positions are
    Not exactly in defense of right-wingers but...I'm not really all that moved by insurance companies picking a scapegoat for why they will be making even more money this year than last year. There may be some truth to it, but the only thing I know for sure is that I'll never know for sure. I feel on fairly solid ground to speculate that Trump and the uncertainty are a very nice sounding rationale for it all, and if I had that in front of me I'd raise my premiums by 50% too...and sell that piece of shit yacht I bought last year and get myself a nice new one...one that's even bigger than Jerry's over at Consolidated Underwriters...

  4. #54
    Veteran Member bajisima's Avatar
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    Quote Originally Posted by Dr Sampson Simpson View Post
    The raise in hike is due to uncertainty thanks to the incompetent Trump and Republicans. From the insurance companies mouth



    https://www.cnbc.com/2017/08/10/the-...ate-hikes.html

    And other sources, same thing
    https://www.nytimes.com/2017/08/10/u...certainty.html
    Trump administration's actions raise health insurance premiums, study says | PBS NewsHour
    Uncertain Future For Obamacare Leaves Insurance Companies In Limbo : Shots - Health News : NPR

    You right wingers don't think, do you, you just see a title and just spew it on the board. It's truly pathetic, you do nothing for your cause but show how horrible right wing positions are

    So what were all the other double digit rate hikes from in previous years way before Trump? Many states have experienced double digit increases since 2013.

    http://www.thefiscaltimes.com/2015/06/02/
    https://www.theatlantic.com/politics...reases/486674/
    Thanks from splansing

  5. #55
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    Quote Originally Posted by bajisima View Post
    So what were all the other double digit rate hikes from in previous years way before Trump? Many states have experienced double digit increases since 2013.

    http://www.thefiscaltimes.com/2015/06/02/
    https://www.theatlantic.com/politics...reases/486674/
    Dude, not sure about you, but those same hikes have been kicking my ass since WAY before 2013. Since before ACA. It really exploded-- coincidentally, I'm sure --as we continued to strip away regulations preventing the co-habitation of insurance companies, investment banks, financial services companies, holding companies, etc.

    Probably nothing, though.

  6. #56
    Veteran Member bajisima's Avatar
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    Quote Originally Posted by splansing View Post
    Dude, not sure about you, but those same hikes have been kicking my ass since WAY before 2013. Since before ACA. It really exploded-- coincidentally, I'm sure --as we continued to strip away regulations preventing the co-habitation of insurance companies, investment banks, financial services companies, holding companies, etc.

    Probably nothing, though.
    For sure, not disagreeing at all, in fact I dare say insurance prices have been rising since its inception. Has it ever gone down? But its ludicrous to slam Trump (or Obama for that matter) for all this. In Trumps case, he gives us enough stuff on a daily basis to criticize him on and this isn't one of them. Its almost like people feel the need to blame anyone but the insurance companies. People blame the president, congress, doctors, nurses etc but never the insurers. That's some powerful magic right there.

  7. #57
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    Quote Originally Posted by bajisima View Post
    For sure, not disagreeing at all, in fact I dare say insurance prices have been rising since its inception. Has it ever gone down? But its ludicrous to slam Trump (or Obama for that matter) for all this. In Trumps case, he gives us enough stuff on a daily basis to criticize him on and this isn't one of them. Its almost like people feel the need to blame anyone but the insurance companies. People blame the president, congress, doctors, nurses etc but never the insurers. That's some powerful magic right there.
    Evidently.

    Although I don't really "blame" the insurance companies. In a lot of ways they're just the bearers of bad news. Oh, sure they have their own incentives to drive costs up, and I do not doubt that they do so. And I also do not doubt that they enable everyone they have to pay (docs and hospitals to cover liability, drug companies, you name it) because the more things cost the better it all is for them. But in the end it is simply an institution responding to market forces. Without any incentive anywhere to make things cost less...we get what we should expect.

    It's like that old bit about the kid who nurses a snake back to health and the snake heals up and bites the kid and the kid says, "How could you do this?" And the snake says, "Dude, you knew I was a snake, right?" We have this crazy stupid system, of course it's going to fuck us over.
    Thanks from bajisima

  8. #58
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    Quote Originally Posted by Neomalthusian View Post
    Your post is nonsensical. You seem to think you are speaking to the embodiment of the GOP. What makes you think this?
    Yeah but I still didn't get two things that is the Republicans fault. As a Democrat, I can easily do that.

    Sent from my Z833 using Tapatalk

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