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Thread: Why Is Healthcare Insurance So High?

  1. #21
    Veteran Member TNVolunteer73's Avatar
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    Quote Originally Posted by HayJenn View Post
    I found this to be pretty informative as well

    https://www.zanebenefits.com/blog/8-...ntinue-to-rise

    Number 3 stands out for me.

    Did you know nearly half the U.S. population has one or more chronic conditions such as asthma, heart disease, or diabetes? Chronic illnesses combined with an aging population drives up costs. Additionally, two-thirds of adults are either overweight or obese, which also leads to chronic illness and inflated medical spending

    We could be doing a lot more in that area to encourage healthier life styles for people.

    I know a lot of former smokers who quit because of the taxes. Smoking rates are the lowest in this country than they have ever been (and that is a good thing not only for smokers, but from a health cost perspective as well. ).
    This is due to LIFESTYLE not Healthcare.

  2. #22
    SWED Missle Command Champion johnflesh's Avatar
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    Wow that's great. Thanks for the link.

    Also with smokers, they have an alternative that is mainstream now. Vaping. People claim it helps a lot with urges since they are repeating the same motions. But its not clinically proven.

    I'm a happy ex-smoker myself. But screw vaping. That's too close to the real thing.
    Thanks from HayJenn and boontito

  3. #23
    SWED Missle Command Champion johnflesh's Avatar
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    Quote Originally Posted by TNVolunteer73 View Post
    This is due to LIFESTYLE not Healthcare.
    Totally related to one another. From the technology through the insurance all the way to your wallet. Related.

  4. #24
    Moderator HayJenn's Avatar
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    Quote Originally Posted by TNVolunteer73 View Post
    This is due to LIFESTYLE not Healthcare.
    Yes I do know that. I guess you didn't bother to read my entire post?

    Just like smoking and drinking are.

    My point is that you could create incentives so 2/3rds of the population would choose to have healthier lifestyles.

    It would really help in bringing costs down.

    I have read before where 5- 10% of the population is responsible for over 50% of the health care costs.

  5. #25
    Moderator HayJenn's Avatar
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    Quote Originally Posted by johnflesh View Post
    Wow that's great. Thanks for the link.

    Also with smokers, they have an alternative that is mainstream now. Vaping. People claim it helps a lot with urges since they are repeating the same motions. But its not clinically proven.

    I'm a happy ex-smoker myself. But screw vaping. That's too close to the real thing.
    I'm an ex-smoker as well and have zero interest in vaping. I tried it once. Gross.

    Hard for me to believe that in NYC people will pay 13 bucks for a pack of smokes.

    You could buy a nice car in 5 years if you saved that instead of smoking!!

    (thinking of how much money I wasted over the years on being stupid)

  6. #26
    Veteran Member TNVolunteer73's Avatar
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    Quote Originally Posted by HayJenn View Post
    Yes I do know that. I guess you didn't bother to read my entire post?

    Just like smoking and drinking are.

    My point is that you could create incentives so 2/3rds of the population would choose to have healthier lifestyles.

    It would really help in bringing costs down.

    I have read before where 5- 10% of the population is responsible for over 50% of the health care costs.
    You do what are the insentives, Hmmm like making Healthcare insurance less expensive for those that live less risky lifestyles.

    sorry the PRIVATE INSURANCE COMPANIES ARE 2 DECADES AHEAD OF YOU.
    Thanks from carpe diem

  7. #27
    Veteran Member TNVolunteer73's Avatar
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    Quote Originally Posted by HayJenn View Post
    Yes I do know that. I guess you didn't bother to read my entire post?

    Just like smoking and drinking are.

    My point is that you could create incentives so 2/3rds of the population would choose to have healthier lifestyles.

    It would really help in bringing costs down.

    I have read before where 5- 10% of the population is responsible for over 50% of the health care costs.
    YES and 5% of the Population are ILLEGAL IMMIGRANTS that do not have insurance, and under OBAMACARE CAN NEVER HAVE INSURANCE.

    So the That is one of the ways Illegal immigrants cost Californians 26,000,000,000 / year.

    26,000,000,000 dollars and that is ONLY ONE STATE.

  8. #28
    SWED Missle Command Champion johnflesh's Avatar
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    Quote Originally Posted by HayJenn View Post
    I'm an ex-smoker as well and have zero interest in vaping. I tried it once. Gross.

    Hard for me to believe that in NYC people will pay 13 bucks for a pack of smokes.

    You could buy a nice car in 5 years if you saved that instead of smoking!!

    (thinking of how much money I wasted over the years on being stupid)
    Wow $13? I thought $7 back in Texas was a lot. I remember back when they were less than $1.

    I tried vaping once and even stealing a hit from a cig as a cheat. Disgusting to inhale but cigs still smell good.

  9. #29
    Above the FRAY Friday13's Avatar
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    Quote Originally Posted by Jeremy View Post
    I didn't read all of this. But I can answer the question posed by your OP.

    Insurance companies conspire with healthcare providers to jack up the prices. Healthcare is also a priceless commodity as rich Americans will pay almost anything to prolong their lives. So a for profit system in regards to healthcare is not going to be beneficial toward average and poor Americans because they are going to be priced out of the market.

  10. #30
    SWED Missle Command Champion johnflesh's Avatar
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    Quote Originally Posted by TNVolunteer73 View Post
    YES and 5% of the Population are ILLEGAL IMMIGRANTS that do not have insurance, and under OBAMACARE CAN NEVER HAVE INSURANCE.
    I guess you read the title and just went to town. This isn't only about insurance, it has to do with issues with the entire system itself, and not just government's hand.

    The suggestion is that if we ultimately fix a lot of the issues with the system and stop inflating it in various ways, we can reduce the overall cost of insurance dramatically. Government, private, all of it.

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