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Thread: When the government says NO to treatment that will save your life

  1. #41
    Veteran Member Dangermouse's Avatar
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    Quote Originally Posted by Southern Dad View Post
    Again, I know what my insurance policy covers. I read it. I compared the policies. I made the decision.
    And when they disagree about an expensive unapproved or experimetal treatment? He could have chosen private insurance. He didn't.

  2. #42
    Self Banned Mister B's Avatar
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    Quote Originally Posted by Southern Dad View Post
    Not going to happen. I pay my premiums and keep my coverage. I understand what my policy covers.
    Wait til you lose your job. Won't be long...

  3. #43
    Shut up and vote Addiction Solitaire Champion, Double Deuce Champion, Queen Jewels Champion, Ray Ray Shuffle Champion, Twins Champion, Blow Up: Arcade Champion, Bunch - Time Trial Champion, Znax Champion, Zoo Keeper Champion, Sobics School Champion, Swap a Smiley Champion, Makos Champion, Dino Drop Champion, Flower Frenzy Champion, Some Puzzle Champion, Funny Bubbles Champion, CubeZ Champion, Dinky Smash Champion, Fun Fun Animals Champion, Fruit Fabriek Champion, Raft Wars Champion, Rainbow Monkey RunDown Champion, Raft Wars Champion, Crime Puzzle Champion Blueneck's Avatar
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    Quote Originally Posted by Dr.Knuckles View Post
    You pay for it yourself.

    What do you do in the US if your private insurance wonít cover necessary treatment?
    You pay for it yourself.

    What do you do in the US when you donít have any insurance at all and need necessary treatment?
    You pay for it yourself.

    Public insurance isnít a magical miracle that waves a magical rainbow wand and cures all diseases. Itís just better than relying only on private insurance.

    Not marvellous. Not miraculous. Not perfect. Just much, much better.
    Amen.

  4. #44
    Junior Member Slartibartfast's Avatar
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    Quote Originally Posted by Southern Dad View Post
    You asked a hypothetical question about something that has not happened to me. How about this, if my insurance would not pay for my treatment then I would pay for it. Now, there's an answer. Do you trust the federal government to make the healthcare decisions for you about what you should have or not have?
    Treatment on the NHS is not decided on a person by person basis. So that means his type of treatment is likely not covered by the NHS, irrelevant of who you are. You often find a certain case causes a campaign or a court case that makes the NHS cover a certain treatment.

    The NHS is paid for by everyday taxes. So what we pay on VAT, duty, stamp duty, income tax etc.. is put into a pot, the NHS is paid for by this pot. You are not obligated to use the NHS, you can pay for your treatment so rather than wait, you can be treated straight away. Or pay monthly into BUPA, some employers give employees BUPA as a perk. So if you need treatment, BUPA pays the bill and you are seen straight away.

    Do people expect EVERY treatment under the NHS free of charge? If yes, then double taxes to pay for it.

    People need to realise that not every treatment is available on the NHS, so either pay for private medical insurance through BUPA or take your chances, see if the NHS covers your illness and if they don't, pay for treatment.

    The name Mo Haque is not English. I suggest to Mo to go to his parents original country and seek treatment free of charge. If that country doesn't, then shut the fuck up and pay for treatment.
    Thanks from Blueneck

  5. #45
    Shut up and vote Addiction Solitaire Champion, Double Deuce Champion, Queen Jewels Champion, Ray Ray Shuffle Champion, Twins Champion, Blow Up: Arcade Champion, Bunch - Time Trial Champion, Znax Champion, Zoo Keeper Champion, Sobics School Champion, Swap a Smiley Champion, Makos Champion, Dino Drop Champion, Flower Frenzy Champion, Some Puzzle Champion, Funny Bubbles Champion, CubeZ Champion, Dinky Smash Champion, Fun Fun Animals Champion, Fruit Fabriek Champion, Raft Wars Champion, Rainbow Monkey RunDown Champion, Raft Wars Champion, Crime Puzzle Champion Blueneck's Avatar
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    Quote Originally Posted by Southern Dad View Post
    Right. How many treatments would the US government decide that they aren't going to pay for?
    Probably the ones involving laying on a table with rocks piled on you.



    Crystal light therapy:



    You know, I suspect of we did have a form of national health insurance, you would posting thread after thread complaining about how your tax dollars were being used in useless, experimental or overpriced treatments or to save the unworthy from the wages of sin.

    Just the opposite of what you're arguing now.

  6. #46
    Moderator HCProf's Avatar
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    Quote Originally Posted by Mister B View Post
    What will you do when your for profit insurer cancels your policy ending the treatments?

    A: Obamacare
    If a person cannot afford the deductible for elective surgery...that policy is useless as well. You realize that the deductibles in some cases 15K if a person does not qualify for the subsidies. Many hospitals are asking for half up front and many are not excepting Obamacare exchange insurance because of bad debt probability.
    Thanks from Ian Jeffrey

  7. #47
    Veteran Member Southern Dad's Avatar
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    Quote Originally Posted by HCProf View Post
    If a person cannot afford the deductible for elective surgery...that policy is useless as well. You realize that the deductibles in some cases 15K if a person does not qualify for the subsidies. Many hospitals are asking for half up front and many are not excepting Obamacare exchange insurance because of bad debt probability.
    Hey but that have that card that says they have that silver plan. A lot of people learned some new words after the PPACA got passed. Free healthcare? Not hardly. There's premiums, deductibles, copays.

  8. #48
    Self Banned Mister B's Avatar
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    Quote Originally Posted by HCProf View Post
    If a person cannot afford the deductible for elective surgery...that policy is useless as well. You realize that the deductibles in some cases 15K if a person does not qualify for the subsidies. Many hospitals are asking for half up front and many are not excepting Obamacare exchange insurance because of bad debt probability.
    Fighting cancer IS NOT ELECTIVE SURGERY and shame on Ian for thanking your heartless post.

  9. #49
    Self Banned Mister B's Avatar
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    Quote Originally Posted by HCProf View Post
    If a person cannot afford the deductible for elective surgery...that policy is useless as well. You realize that the deductibles in some cases 15K if a person does not qualify for the subsidies. Many hospitals are asking for half up front and many are not excepting Obamacare exchange insurance because of bad debt probability.

    Perhaps you should read the truth before posting disinformation.

    https://obamacarefacts.com/health-insurance/deductible/

    Especially this:

    https://obamacarefacts.com/2018-cost...subsidies-csr/

  10. #50
    Moderator HCProf's Avatar
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    Quote Originally Posted by Mister B View Post
    Fighting cancer IS NOT ELECTIVE SURGERY and shame on Ian for thanking your heartless post.
    Wipe the foam from your mouth....I was using that as an example. Elective surgery is considered not life or death...such as a knee replacement. Learn the vocabulary if you want to respond intelligently. I have worked in healthcare for 20 years. I know exactly how insurance works. Obamacare is not the knight in shining armor that blind supporters wish it to be. If a middle class person earns over a certain amount, like 62K, they are screwed and pay through the nose.

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