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Thread: Greetings from Finland

  1. #1
    New Member
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    Finland

    Smile Greetings from Finland

    Hi peeps

    I'm 48 years old, living in Finland, and interested in politics and economics. I follow politics in the UK, USA and Finland, with general observations further afield too. My own politics is for the main left of centre, though I would be considered quite radical in my economic philosophy.

    I value productive societies with safety nets, managed risks, democratic institutions, and clear demarcations between preserving social values while maintaining economic activity. I believe in sustainable policies, joined up government, and social and ethical accountability throughout the public, private and third sector.

    I'm quite convinced people will look back on these times in just a few centuries and consider us mad for how we organised society, but i accept that change in politics takes time.

    I hope to engage here with passionate and thoughtful people from every corner of the political landscape.

    Happy if you call me NL or just Marc

  2. #2
    Cat-tastic Babba's Avatar
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    Welcome, NorthernLight! I look forward to your contributions!
    Thanks from NorthernLight

  3. #3
    Veteran Member DebateDrone's Avatar
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    Welcome Findlander...

    I got people down in Denmark.
    Thanks from NorthernLight

  4. #4
    Galactic Ruler Spookycolt's Avatar
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    What's the current tax rate in Finland?

    You are willing to pay for your safety nets and let the government tell you what they are or would you rather keep your money and build your own safety net?

    Welcome aboard.
    Thanks from NorthernLight

  5. #5
    Veteran Member Moorhuhn Wanted Champion Hollywood's Avatar
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    Quote Originally Posted by NorthernLight View Post
    Hi peeps

    I'm 48 years old, living in Finland, and interested in politics and economics. I follow politics in the UK, USA and Finland, with general observations further afield too. My own politics is for the main left of centre, though I would be considered quite radical in my economic philosophy.

    I value productive societies with safety nets, managed risks, democratic institutions, and clear demarcations between preserving social values while maintaining economic activity. I believe in sustainable policies, joined up government, and social and ethical accountability throughout the public, private and third sector.

    I'm quite convinced people will look back on these times in just a few centuries and consider us mad for how we organised society, but i accept that change in politics takes time.

    I hope to engage here with passionate and thoughtful people from every corner of the political landscape.

    Happy if you call me NL or just Marc
    Howdy and welcome.
    Thanks from NorthernLight

  6. #6
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    Quote Originally Posted by Spookycolt View Post
    What's the current tax rate in Finland?

    You are willing to pay for your safety nets and let the government tell you what they are or would you rather keep your money and build your own safety net?

    Welcome aboard.
    Hi Spooky

    Thanks for the leading questions

    Current tax rates in Finland are progressive. Value added tax is currently 24% on white goods etc., and 13% on necessary items. Income tax is paid in two portions, a national tax and a local tax, with the local tax being variable, bit like federal and state taxes.

    Yes, Finland is one of the 'welfare states' with high taxation, large government expenditure as a share of GDP, though this has been falling in recent decades. Safety nets are mainly 'minimum subsistence' as a last resort, with earnings related unemployment being the main safety net, paid for in part through union contributions, and which is usually significantly higher than the base unemployment income (can be as much as 70% of the salary for up to 18 months). Deductions also include a national insurance payment for health care, with co-payments on top for things like doctor or hospital visits, and also subsidized prescriptions, with a ceiling of about 500€ per year, as well as several reimbursement levels, with 100€ reimbursement for various preconditions like diabetes, cancer etc.

    You asked if I would rather keep my money and build my own safety net. The answer is that it would clearly be more expensive to do that. Not all taxes goes to cover employment safety nets or medical costs, with obviously infrastructure, regulatory institutions, water, electricity, forestry, environment, military etc., being paid for out of direct taxation. So considering the cost of medical insurance in the US, I'd say for me, this payment system is probably cheaper, with the benefit of getting something substantial and reliable in return. Health care here is excellent. Many citizens also have private health care through 'occupational health', so this puts less burden on the tax-funded primary care system.

    Likewise, there is nothing stopping citizens from taking out other insurance plans as a way to provide further safety nets, so in that sense you are not reliant totally on those safety nets decided by the government. In fact, many people do just that.

  7. #7
    The Un-Holy One The Man's Avatar
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    Welcome. There's already a guy from Finland here, curiousou, maybe you two will get along. Or not. He's kinda weird lol

  8. #8
    Thought Provocateur NightSwimmer's Avatar
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    Quote Originally Posted by NorthernLight View Post
    ...I would be considered quite radical in my economic philosophy.

    I value productive societies with safety nets, managed risks, democratic institutions, and clear demarcations between preserving social values while maintaining economic activity. I believe in sustainable policies, joined up government, and social and ethical accountability throughout the public, private and third sector.
    Why do you consider this to be "quite radical"?
    Thanks from Friday13 and NorthernLight

  9. #9
    Veteran Member MaryAnne's Avatar
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    Englewood,Ohio
    Quote Originally Posted by NorthernLight View Post
    Hi peeps

    I'm 48 years old, living in Finland, and interested in politics and economics. I follow politics in the UK, USA and Finland, with general observations further afield too. My own politics is for the main left of centre, though I would be considered quite radical in my economic philosophy.

    I value productive societies with safety nets, managed risks, democratic institutions, and clear demarcations between preserving social values while maintaining economic activity. I believe in sustainable policies, joined up government, and social and ethical accountability throughout the public, private and third sector.

    I'm quite convinced people will look back on these times in just a few centuries and consider us mad for how we organised society, but i accept that change in politics takes time.

    I hope to engage here with passionate and thoughtful people from every corner of the political landscape.

    Happy if you call me NL or just Marc
    Welcome to the board,NL. We can always use a perspective from another Country.

    Enjoy your stay.
    Thanks from labrea and NorthernLight

  10. #10
    Veteran Member MaryAnne's Avatar
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    From
    Englewood,Ohio
    Quote Originally Posted by NorthernLight View Post
    Hi Spooky

    Thanks for the leading questions

    Current tax rates in Finland are progressive. Value added tax is currently 24% on white goods etc., and 13% on necessary items. Income tax is paid in two portions, a national tax and a local tax, with the local tax being variable, bit like federal and state taxes.

    Yes, Finland is one of the 'welfare states' with high taxation, large government expenditure as a share of GDP, though this has been falling in recent decades. Safety nets are mainly 'minimum subsistence' as a last resort, with earnings related unemployment being the main safety net, paid for in part through union contributions, and which is usually significantly higher than the base unemployment income (can be as much as 70% of the salary for up to 18 months). Deductions also include a national insurance payment for health care, with co-payments on top for things like doctor or hospital visits, and also subsidized prescriptions, with a ceiling of about 500€ per year, as well as several reimbursement levels, with 100€ reimbursement for various preconditions like diabetes, cancer etc.

    You asked if I would rather keep my money and build my own safety net. The answer is that it would clearly be more expensive to do that. Not all taxes goes to cover employment safety nets or medical costs, with obviously infrastructure, regulatory institutions, water, electricity, forestry, environment, military etc., being paid for out of direct taxation. So considering the cost of medical insurance in the US, I'd say for me, this payment system is probably cheaper, with the benefit of getting something substantial and reliable in return. Health care here is excellent. Many citizens also have private health care through 'occupational health', so this puts less burden on the tax-funded primary care system.

    Likewise, there is nothing stopping citizens from taking out other insurance plans as a way to provide further safety nets, so in that sense you are not reliant totally on those safety nets decided by the government. In fact, many people do just that.
    I,for one am going to love your attitude.
    Thanks from Friday13 and NorthernLight

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