View Poll Results: What will happen to the PPACA (Obamacare) not that Trump's been elected?

Voters
18. You may not vote on this poll
  • Nothing: Trump won't be able to change it

    1 5.56%
  • Trump and the republicans will eliminate it

    5 27.78%
  • It will get changes made but remain

    10 55.56%
  • He'll shoot for Universal Health Care at the horror of the republicans

    2 11.11%
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Thread: What will happen to PPACA (Obamacare) now that Trump's been elected?

  1. #41
    Veteran Member TNVolunteer73's Avatar
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    Quote Originally Posted by MaryAnne View Post
    Hospitals would lose big time. My Insurance company sent letters that there had been big adjustments,those were over and they would be providing more benefits and they did starting next year.
    How do we know they will lose Big time or not.. hmmmm.. Since the Replacment plan has not yet been passed by congress.

  2. #42
    Veteran Member TNVolunteer73's Avatar
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    Quote Originally Posted by Neomalthusian View Post
    Going after universal health care would be at the horror of both Republicans and Democrats, as it flies in the face of both their narratives yet it's something at least half the country would ardently support, if they were honest with themselves.
    I have seen what happens when you have universal Government healthcare.

    Look at the deaths and delays for care at the VA (americas single payer)

    Canadians had to sue the Candian Goverment for the right to purchase US STYLE PRIVATE insurance because people were being left to suffer and die waiting for Care.

    The UK has the horror called Ambulance Stacking where patients are trapped in ambulances for 8-10 hours because the ER refuses to admit them because it hurts their response times, which effects their reembursment.

  3. #43
    Veteran Member Kontrary's Avatar
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    Quote Originally Posted by metheron View Post
    Nothing other than a government subsidy of some sort, putting the actual pre-existing condition into a group plan of its own. So that one would have a plan covered for their general good health and a separate plan covering the pre-existing condition. Not sure if something like that could be arranged.
    That means you are shifting the burden of most disease and illness off to the taxpayer so that insurance companies can keep their profit margins....if insurance companies are only taking care of the "light" costs but as soon as it gets pricey, its all on the tax payers. The old, on the taxpayer. The sick, on the taxpayer...why do we need to bleed so much off to insurance companies at all then? Why not just medical savings accounts instead and any costs above that are on the tax payer?
    Thanks from metheron

  4. #44
    Veteran Member Kontrary's Avatar
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    Quote Originally Posted by MaryAnne View Post
    Hospitals would lose big time. My Insurance company sent letters that there had been big adjustments,those were over and they would be providing more benefits and they did starting next year.
    What do you mean hospitals would lose? Lose due to what?

    Sorry, I am just not following your point very well here (have only had one cup of coffee....I need another!)

  5. #45
    Veteran Member TNVolunteer73's Avatar
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    Quote Originally Posted by Kontrary View Post
    That means you are shifting the burden of most disease and illness off to the taxpayer so that insurance companies can keep their profit margins....if insurance companies are only taking care of the "light" costs but as soon as it gets pricey, its all on the tax payers. The old, on the taxpayer. The sick, on the taxpayer...why do we need to bleed so much off to insurance companies at all then? Why not just medical savings accounts instead and any costs above that are on the tax payer?
    Insurance keep their margin of profit? Insurance companies profit margin is 3% That is not that great.

  6. #46
    Proud deplorable Bigot Outdraw Poker Champion, Colinks :Swap Champion
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    Quote Originally Posted by Kontrary View Post
    That means you are shifting the burden of most disease and illness off to the taxpayer so that insurance companies can keep their profit margins....if insurance companies are only taking care of the "light" costs but as soon as it gets pricey, its all on the tax payers. The old, on the taxpayer. The sick, on the taxpayer...why do we need to bleed so much off to insurance companies at all then? Why not just medical savings accounts instead and any costs above that are on the tax payer?
    That's what single payer does too. It however would keep premiums lower for your share and the taxpayer burden would be a larger group plan that should be competitively priced. I would think it would be cheaper than what taxpayers are shouldering right now.

    Anyway, I was just spitballing, throwing that out there. I don't dislike it though off the top of my head.

    What do you mean by medical savings accounts? Are you suggesting that the government fund them to a certain amount for individuals? And the above and beyond that individuals shoulder the burden? If so, that would likely cost way more than necessary. If you are just talking about subsidizing those with pre-existing conditions I think you could do it cheaper if you lumped it all into one group.

  7. #47
    Veteran Member Kontrary's Avatar
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    Quote Originally Posted by TNVolunteer73 View Post
    Insurance keep their margin of profit? Insurance companies profit margin is 3% That is not that great.
    That is not their real profit margin, but you can remain sleeping through the facts like you normally do.

  8. #48
    Galactic Ruler Spookycolt's Avatar
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    Hopefully they take out the mandate but I highly doubt Trump will take out the pre-existing condition part, that would be political suicide. I suspect Trump will fix it considerably but I don't think he will get rid of it.

  9. #49
    Veteran Member Kontrary's Avatar
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    Quote Originally Posted by metheron View Post
    That's what single payer does too. It however would keep premiums lower for your share and the taxpayer burden would be a larger group plan that should be competitively priced. I would think it would be cheaper than what taxpayers are shouldering right now.

    Anyway, I was just spitballing, throwing that out there. I don't dislike it though off the top of my head.

    What do you mean by medical savings accounts? Are you suggesting that the government fund them to a certain amount for individuals? And the above and beyond that individuals shoulder the burden? If so, that would likely cost way more than necessary. If you are just talking about subsidizing those with pre-existing conditions I think you could do it cheaper if you lumped it all into one group.
    Yea its not easy to figure this out when we have to pay attention to profit concerns....cause we also have health care needs!

    A medical savings account is where employers are required to take a percentage of your pay (or a set amount) and pay it into a medical savings account that you pay medical bills with. That amount of money that you EARN and is taken to put into that savings account is NOT counted as income, its not taxable. You can even look at how to take money back out at some point if it goes over a certain amount (possibly taxing what you take out that doesnt go to medical or giving the bonus of not taxing it).

    So that medical account would pay for your med costs. IF you have something catastrophic....car accident, disease etc, then it goes to the tax payer to cover (maybe the patient pays out some small fees for services).
    Thanks from metheron

  10. #50
    Veteran Member Kontrary's Avatar
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    Quote Originally Posted by Spookycolt View Post
    Hopefully they take out the mandate but I highly doubt Trump will take out the pre-existing condition part, that would be political suicide. I suspect Trump will fix it considerably but I don't think he will get rid of it.
    How can you fix it if you make them take on the pre existing conditions? You cant have good free market competition for rates, only the companies with the most customers could spread that cost out enough to lower the cost of policies...that means only a few large ones can survive...market competition is dead.

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