Affordable Healthcare

Nov 2006
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Reconnect the consumer to the product. Make buying health care like buying a cell phone plan or new car. Competition would force the market to develop solutions.
You are missing the fact that insurance companies alone make our healthcare so expensive. private insurance has been tried and shown to be a failure. insurance companies make billions in profits that could be used to lower the cost of healthcare for everyone.
 
Likes: 1 person
Nov 2006
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It all comes down to my post#2, the right does not want to pay for the poor to have health coverage, they would just as soon they die in the street and the bodies tossed in the nearest river, their favorite health care plan for the poor, the Calcutta Plan. Why do you think they came up empty after 10 years of screaming "repeal and replace", because every "plan" they brought forward fucked over the poor and working poor. Even all of their sycophants could not stomach signing off on them.
It's called the dumpster mentality. you can't pay for care then you die and your body is pitched in the dumpster.
 
Nov 2006
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That's not a problem for the federal government to fix.
The real problem is people who think this:
The quickest way to get a UHC would be for employers to no longer provide squat towards insurance. Then all of those who support a "fuck you" plan would change their tune rather quickly.
 
Nov 2006
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Too complicated. Medicare for all, one plan, one price, just like it is today. Only difference there, the wealthy do pay more, but not much.
What I am proposing is pretty much just that except with no premiums. Deductibles keep the cost reasonable and additional taxes SIGNIFICANTLY less than what america pays now for premiums would pay for it.
 
Jan 2014
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south
as I sorta suspected - lots of complaints, but no proposals. well, then, here we go.
this would be my proposal:
1) all citizens are required to have healthcare at a minimum level (equal to the silver plans currently being offered).
2) if you select the public option, the cost would be payed through direct taxes on individuals and their employers - 5% is a suggestion.
3) Medicare tax (1.8% matched) would be replaced by the healthcare tax.
4) if you select the private/employer option, you must supply proof of insurance to be exempt from the 5% tax.
5) those who are on any type of welfare or on SSA retirement, SSDI, SSI will be subject to the 5% tax instead of the current premium.
6) you may select either or both options as you wish.
7) veterans will have to pay the 5% unless they are wounded in combat, which gives them a pass.
8) all other public healthcare will be terminated and moneys rolled into the single payer public option.
9) the system will be administered by the current Medicare system which the becomes the U.S national healthcare initiative.
10) if you select the employer option and become unemployed, you will be required to pay 10% of your unemployment payments for healthcare.
11) healthcare services may pick either option - or both - based on their preference.

so, there you have the outline.
 
Apr 2015
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Katmandu
False dichotomy, funding would be as simple as the system used to fund Social Security and Medicare. Employers would still contribute, see Germany.
Health care spending in the US is over $3 trillion with federal, local and state governments picking up $1 trillion of that already. You would have to raise an additional $2 trillion with new taxes.

Payroll taxes are currently 15% and raise around $1 trillion. You would have to increase that rate by an additional 30% to raise another $2 trillion.

Wouldn't you rather just introduce a federal wealth tax to cover the bill? Wealth in not currently taxed and the super wealthy don't pay much in payroll taxes.
 
Apr 2015
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Katmandu
Bullshit. Everyone with insurance has private insurance. Regardless of whether or not your employer provides it to you it's still a private insurance.
It is amazing that so few understand how their own health care is paid for.

If your employer has more than 100 employees, it is self insured. It pays a fee to insurance company to administer the plan, but at the end of the day your employ writes a check to cover they cost of your hemorrhoid surgery. Your employer doesn't buy a private health insurance policy in your name. Since the plan is administered by a health insurance company and you have options, it looks like a private plan, but isn't.