Affordable Healthcare

Apr 2012
57,332
42,148
Englewood,Ohio
I think we can start with single payer and allow for a buy in. Medicaid stays intact, like it has always been. Most of us contribute to our employers for our insurance and it is deducted from our paychecks. We could easily pay those premiums to Medicare instead of Blue Cross for example. As an incentive, our employers should share the cost with employees and it would save them money. Keep the copays or coninsurance percentages with a reasonable deductible. I saw an article where we would pay about 600 a month to buy into Medicare and that is reasonable to me...at least the insurance would be better than the crappy policies the ACA exchanges offered. I am already paying 600.00 a month through employer insurance and it is a crappy policy so I would rather invest those dollars into a insurance program that is much better, such as Medicare.
I like your idea, but would go one step further. Medicare for all. One plan. Medicaid has too much waste and fraud.

Of course that would change the whole structure of the economy. Insurance companies. Hospital down right theft, Drug profits would all have to change.

But already Insurance companies adjusted to the ACA. Those that didn’t have gone by the way side.

Medicine has changed drastically. One of the biggest Hospitals here is closing the doors this week. Beds were half empty. But a Satelilte is expanding. Already has 46 beds, Surgeries, tests, Primary and Specialists, all in one building.

Things are changing so fast in Medicine,it is hard to keep up. Health coverage has to change,too.

I can now go online, check my tests, myself. My old Doctor I saw every three months. New one 6 months or even a year. But if I have a problem he,or one of the other Doctors will see me that day. Emergency in the same building.

There are so many things that have become simplified. I still think Medicare for all will solve the group that is being hurt the most, middle age.

So HCProf, I like your ideas,would go one step further.. I know that Medicare is working, can work for all,at much less cost.
 
Likes: 1 person
Apr 2012
57,332
42,148
Englewood,Ohio
and that would be a topic for discussion for any universal healthcare proposal. there are many smaller topics which contribute to this as it is - and has been - a very controversial subject. the devil is in the details, as they say.
The devil is the Lobbyists that control Congress. Face it, they are bought and sold.
 
Likes: 1 person
Apr 2012
57,332
42,148
Englewood,Ohio
that may be true but we will still be way behind other countries in the way of quality of healthcare. Life expectancy is no measure of how good your healthcare is and ours sucks. Maybe not for that 1 percent but certainly for the rest of the country and healthcare is not rated based upon what the richest are capable of getting.
Quality of health care, cost,all are important

I will mention just one tiny thing here. Program called Silver Sneakers.Spa and Gym. Why only for those over 65? This is a benefit that would help the whole Country stay healthy.

Do any of you have free membership on your policies? I paid for mine when younger. That gave me the incentive to stay active.
 
Nov 2006
53,401
19,533
I like your idea, but would go one step further. Medicare for all. One plan. Medicaid has too much waste and fraud.

Of course that would change the whole structure of the economy. Insurance companies. Hospital down right theft, Drug profits would all have to change.

But already Insurance companies adjusted to the ACA. Those that didn’t have gone by the way side.

Medicine has changed drastically. One of the biggest Hospitals here is closing the doors this week. Beds were half empty. But a Satelilte is expanding. Already has 46 beds, Surgeries, tests, Primary and Specialists, all in one building.

Things are changing so fast in Medicine,it is hard to keep up. Health coverage has to change,too.

I can now go online, check my tests, myself. My old Doctor I saw every three months. New one 6 months or even a year. But if I have a problem he,or one of the other Doctors will see me that day. Emergency in the same building.

There are so many things that have become simplified. I still think Medicare for all will solve the group that is being hurt the most, middle age.

So HCProf, I like your ideas,would go one step further.. I know that Medicare is working, can work for all,at much less cost.
I don't care what you want to call it but it must cover everyone and make allowances for those who cannot contribute as much and those retired and no longer earning a paycheck.
 
Likes: 1 person
Nov 2006
53,401
19,533
No, that is one of the problems.
Completely "free" healthcare will never work. There is no reason whatsoever that a deductible could not be used to make the plan affordable. A deductible makes the plan a distinct possibility at half or a third the cost. Put the plan in place and then work on lowering the deductible.
 
Apr 2012
57,332
42,148
Englewood,Ohio
I don't care what you want to call it but it must cover everyone and make allowances for those who cannot contribute as much and those retired and no longer earning a paycheck.
I d not care what they call it, either. I just used Medicare as an example because of the low overhead cost.

We have such a plethora of plans, no one can figure it out.

We need one plan to cover all. That could mean subsidizing Medical Education for those going into Medicine.

In the long run it will cost less.